Winter is coming, even though severe weather hasn't hit most places yet. Winter preparation is critical when it comes to taking the sting out of wintry weather. Now is the time to begin preparing your home and thinking ahead. This can save you money and headaches down the road.

• If your fireplace is neglected, your family is at high risk for a potential chimney or flue fire. Residue (called creosote) builds up from use and is highly flammable. To prevent a possible fire, schedule to have your fireplace cleaned. It is very important to have your fireplace cleaned by a professional.

• Get your furnace and vents checked by a professional this time of the year to prevent deadly carbon monoxide poisoning. They will check for cracks and leaks before you start using it. An annual tune-up can also reduce your heating costs by five percent!

• Small leaks around your doors and windows can add to your heating costs. Add or replace worn weather-stripping and caulking. When necessary, replace worn doorstops at the bottom of doors. Weather-stripping and caulking will alleviate drafts and help your home to feel warmer during the coldest winder months. To help find the source of cold air, use a container of talcum powder. Take the container to the window or door seams and squeeze. Watch where the dust blows. That's where you want weather-stripping!